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A VA loan is a mortgage loan in the United States guaranteed by the Veterans Administration. The loan may be issued by qualified lenders.
The VA loan was designed to offer long-term financing to American veterans or their surviving spouses (provided they do not remarry).
The VA loan allows veterans 100% financing without private mortgage insurance or 20% second mortgage. A VA funding fee of 0 to 3.3% of the loan amount is paid to the VA and is allowed to be financed. In a purchase, veterans may borrow up to 100% of the sales price or reasonable value of the home, whichever is less. In a refinance, veterans may borrow up to 90% of reasonable value, where allowed by state laws.
External links
- Veterans Administration Home Loan Guaranty Services
Categories: Economics and finance stubs | United States Department of Veterans Affairs | Mortgage |
va loan news and va loan articles
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Sallie Mae: Loan Star
Kiplinger.com - May 17 7:29 AM The student-loan firm is well-positioned to take advantage of new opportunities.
Ethics violation tests First Marblehead But '05 revenues soar at loan firm
Boston Globe - May 16 1:31 AM It was a good -- if eventful -- year for First Marblehead Corp., the Boston provider of private education loan services. But investors, at least until recently, paid more attention to the eventful than the good.
Great investment property deals in short supply
Bankrate.com - May 18 4:35 AM Savvy investors know when to hold 'em. They also know when to walk away and know when to run. The best advice: You've got to count your money. That's what Richmond, Va.-based real estate agent Apryl Kay advises all of her investor clients.
Buying a Car Remains a Hassle for Women
The Auto Channel - May 17 4:15 PM RICHMOND, Va., May 17 -- Buying a car remains a hassle for women, according to a recent poll conducted by CarMax, Inc. , the nation's largest retailer of used cars, on the company's website. The poll shows no improvement in women's biggest gripes from previous years in which the poll was conducted.
Kyle veteran's home loan is 18th million made since 1944 By ANITA MILLER - News Editor
San Marcos Daily Record - May 16 2:29 PM What Kyle resident Robert Laurent did to finance his young family's first home was by no means unusual, except that he was the 18th million veteran of the U.S. armed forces to do so.
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